Studi Kelayakan Kredit

Alan Greenspan (President Federal Reserve Board) on May 1996 “we should not forget the basic economic function of these regulated entities (bank and finance company) is to take a risk, if we minimize risk taking in order to reduces failure rates to zero, we will by definition have eliminate the purpose of the banking and finance system”.
“You gain a competitive advantage when you become skilled and swift at framing business decision that maximize opportunity while mitigating risk and understanding uncertainty”.

Analisa kredit ini mungkin terlahir karena adanya resiko akibat ketidakpastian. Resiko bisa berupa kesempatan atau ancaman. Fundamental manajemen resiko Baca lebih lanjut